"Your guidance allowed me to lock at the bottom of the market and that decision will save me thousands of dollars per year. It goes without saying that my family and I really appreciate you putting our financial objectives above everything else, including yourself! You have always demonstrated true professionalism in everything you do. I appreciate how you have helped me and would say without hesitating to anyone that you would be a great choice in assisting with their future home financing needs. "

"My experience with Richard and his team has been nothing but positive. I am a Real Estate Developer and have worked with Richard on several occasions. He has helped me with personal loans as well as business loans and has taken great care of the referral customers I have referred to his office. The real estate and mortgage industry is very broad with a lot of different people involved in each aspect of the industry, and Richard's team handles all facets professionally and honorably. Richard is a great friend and a very well respected professional in his industry. Keep up the good work at Covenant! "

"I met Richard Staley more than 10 years ago and have been doing business with him ever since. He has never let me down. I can trust that once he tells me the buyer is good and the loan is no problem, I can take that to the bank. It's reassuring to know that once a loan is in his hands, I really don't have to worry about it again. He has not only handled my buyer clients with the utmost professionalism, he has saved the sale in several situations for my sellers when financing had become an issue. I truly call him "Superman" - and mean it!! "